There are people who have a knack for living their best lives frugally and then there are those who spend so extravagantly that they end up being broke. If you can relate more to the latter, know that you can still transform your financial situation by spending your money smartly and saving more. As the old British adage goes, “If you look after the pennies, the pounds will look after themselves.”
Subscribing to streaming services
Buying lottery tickets
Splurging heavily on vacations
Never missing any sales, offers, etc.
Enrolling in a gym membership (you can work out at home)
Buying things impulsively
Purchasing items in the checkout line
Using disposable items
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